Falling Insurance Rates to Impact Drivers in These 12 States


Although car insurance rates are on the rise for some areas of the country, drivers in these 12 states will be getting a break soon. In 2020, these states are predicted at actually see a rate drop. Are you one of the lucky drivers who might catch a break?

North Dakota

Drivers in North Dakota will see an average rate decrease of .25% in 2020. While that’s not a huge discount, every little bit helps.

New York

In New York state, drivers will see a noticeable decrease in their auto insurance rates in the coming year. With an average rate drop of 4.1%, residents will enjoy a little extra cash in their pockets.


Although the rate decrease isn’t massive–just over 1%–the number of car insurance customers who will see a rate decrease this year is pretty impressive. 20% of Delaware residents will see lower insurance premiums.


People drive a lot in Texas. It’s a big state! And now, Texas drivers will see almost 1.5% decrease in their insurance bills.


Just under 400,000 Georgia residents will see a very slight drop in their car insurance premiums in 2020. Still won’t make driving in Atlanta any more pleasant.


Another 400,000 drivers in Nevada will see about a 1% decrease in their car insurance costs.


Almost 20% of Mississippi drivers will see a decrease in their insurance rates in 2020, with an average drop of almost 3%.


600,000 people in Arkansas will be getting a pleasant surprise when they check their car insurance bill.


If you’re a Michigan resident, you already know how expensive car insurance is in your home state. Luckily, almost a million drivers will see around a 2% rate decrease this year.


Like Michigan, Kansas will find about a million drivers with a slight rate decrease for their car insurance in 2020.


Good news for Louisiana drivers! About 25% of you will be getting a few dollars off your insurance premiums.


Taking the number one spot on our list is Kentucky, which is set to see 1.5 million of its residents enjoy a significant decrease of 5% on their car insurance premiums.